Lock request and lock extension policy rev 1.20.2015

This policy applies to all loan programs. Secondary marketing and the lock desk reserve the right to change this policy at any time. A lock request is not a commitment to fund a loan. Locks are subject to underwriting. Locked loan pricing is subject to change at iApprove Lending's discretion to ensure proper price executions (E.G., loan details change from lock date) and loan program eligibility (underwriter findings). Rate sheet is subject to change (including throughout the day) without notice.